Real Estate Rental ROI Calculator

Calculate Return on Investment (ROI) for real estate investment properties. Analyze purchase costs, mortgage payments, rental income, expenses, and more to determine your investment profitability.

Property Purchase Details

Purchase Price ($)

Down Payment ($)

Closing Costs ($)

Renovation/Repair Costs ($)

Mortgage Details

Interest Rate (%)

Loan Term (Years)

Property Tax Rate (%)

Insurance Rate (% of Property Value)

Rental Income & Expenses

Monthly Rental Income ($)

Occupancy Rate (%)

Monthly Operating Expenses ($)

Property Management Fee (%)

Vacancy Rate (%)

Investment Timeline

Investment Period (Years)

Annual Appreciation Rate (%)

Selling Costs (% of Sale Price)

ROI Analysis

Total Investment

$84,000.00

Annual Cash Flow

$-3,383.56

Cash-on-Cash ROI

-4.03%

Total ROI

68.67%

Cap Rate

4.94%

Break-Even Time

∞ years

Monthly Breakdown

Gross Rental Income:$2,500.00

Vacancy Loss:-$125.00

Property Management:-$190.00

Operating Expenses:-$400.00

Property Tax:-$300.00

Insurance:-$125.00

Mortgage Payment:-$1,516.96

Net Monthly Cash Flow: $-281.96

Investment Summary

Initial Investment:$84,000.00

Total Cash Flow (10 years):$-33,835.59

Property Value at Sale:$403,174.91

Selling Costs:-$24,190.49

Remaining Mortgage:-$203,462.70

Total Profit: $57,686.12

Additional Analysis

Debt Service Coverage Ratio

0.81

Poor

Loan-to-Value Ratio

80.0%

Good

Gross Rent Multiplier

10.0