Real Estate Rental ROI Calculator

Calculate Return on Investment (ROI) for real estate investment properties. Analyze purchase costs, mortgage payments, rental income, expenses, and more to determine your investment profitability.

Property Purchase Details

Purchase Price ($)

Down Payment ($)

Closing Costs ($)

Renovation/Repair Costs ($)

Mortgage Details

Interest Rate (%)

Loan Term (Years)

Property Tax Rate (%)

Insurance Rate (% of Property Value)

Rental Income & Expenses

Monthly Rental Income ($)

Occupancy Rate (%)

Monthly Operating Expenses ($)

Property Management Fee (%)

Vacancy Rate (%)

Investment Timeline

Investment Period (Years)

Annual Appreciation Rate (%)

Selling Costs (% of Sale Price)

ROI Analysis

Total Investment

$84,000

Annual Cash Flow

$-3,384

Cash-on-Cash ROI

-4.03%

Total ROI

68.67%

Cap Rate

4.94%

Break-Even Time

∞ years

Monthly Breakdown

Gross Rental Income:$2,500

Vacancy Loss:-$125

Property Management:-$190

Operating Expenses:-$400

Property Tax:-$300

Insurance:-$125

Mortgage Payment:-$1,517

Net Monthly Cash Flow: $-282

Investment Summary

Initial Investment:$84,000

Total Cash Flow (10 years):$-33,836

Property Value at Sale:$403,175

Selling Costs:-$24,190

Remaining Mortgage:-$203,463

Total Profit: $57,686

Additional Analysis

Debt Service Coverage Ratio

0.81

Poor

Loan-to-Value Ratio

80.0%

Good

Gross Rent Multiplier

10.0